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What to look for in a hard money lender

by Carol Watts 0 Comments
What to look for in a hard money lender

There are a lot of different opinions out there when it comes to hard money lending. Some people view it as a risky proposition, while others see it as a great way to get the financing they need.

Pros of Hard Money Lending

– Hard money loans can be approved quickly, which can be helpful if you’re in a time crunch.

– The qualifications for hard money loans are usually less stringent than traditional loans, which means more people can qualify.

Hard money lenders are typically more willing to work with people with bad credit than banks or other traditional lenders.

– Hard money loans can be used for a variety of purposes, including investment properties, commercial properties, and more.

What to look for in a hard money lender

If you’re considering taking out a hard money loan, it’s important that you do your research and choose a reputable lender. There are a lot of different hard money lenders out there, and not all of them are created equal. Here are some things to look for when you’re choosing a hard money lender:

– Make sure the lender is licensed and insured. This will protect you in case something goes wrong.

– Ask about fees and interest rates. Be sure to get this information in writing, so there are no surprises down the road.

– Get recommendations from people you trust. If someone you know has had a good experience with a particular lender, that’s a good sign.

– Do your own research. Read online reviews, check with the Better Business Bureau, and make sure you understand the terms of the loan before you sign anything.

Taking out a hard money loan can be a great way to finance your next real estate project. Just be sure to do your homework first so you can be confident you’re working with a reputable, trustworthy lender.

If you’re looking for a hard money lender in California, look no further than California Hard Money Direct. We are a direct hard money lender with years of experience in the industry, and we’re here to help you get the funding you need for your next real estate project.

We offer loans for both residential and commercial properties, and we can work with borrowers of all credit levels. Whether you’re a first-time investor or a seasoned pro, we can help you get the funding you need.

If you’re interested in learning more about our hard money lending services, contact us today. We’ll be happy to answer any questions you have and help you get started on your next project.

Earn Additional Income As A Temporary Health Care Professional

by Carol Watts 0 Comments
Earn Additional Income As A Temporary Health Care Professional

Nurses who have a permanent position in a hospital or clinic may sometimes look for ways to earn additional income. This helps them to achieve other goals in life, such as funding their child’s tuition. This article will explain how clinicians can earn additional income as temporary healthcare professionals.

Factors Affecting Earnings of LVN Nurses

LVN nurses in Los Angeles can earn a good salary if they decide to work in a permanent position. The salary is influenced by several factors, including their education and certifications. The amount of experience that they have in the field of nursing is also considered.

Nurses who have additional qualifications are more flexible and can earn more than those who don’t have skills in several specialties. If you wish to maximize your earnings as a LVN nurse, it’s important to constantly upgrade your skills.

Earning an additional degree often helps a nurse to earn more. However, sometimes it’s not possible to make that type of investment in their education immediately. In that case, they can also use side jobs to generate more income. Where possible, nurses may also work overtime hours at their permanent job to increase their earnings.

Earn more with Nursing Side Jobs

A LVN nurse who wants to earn more money can achieve their goals through additional nursing jobs that require a few extra hours of their time each week. These jobs allow the nurses to work at another facility as needed. For this reason, they are referred to as per diem jobs. Per diem jobs may be done in a hospital, a clinic, a private home or wherever the nurse is comfortable.

In a per diem job, a nurse may work a few hours on a particular day. He may fill in for another clinician who is unable to work during that time. This may continue for weeks or may only be for one day. Per diem jobs may also make it possible for a nurse to add an extra work day to their week. This improves their income significantly and while they might enjoy it, they only work there for a short time.

While looking for a LVN job Los Angeles residents may sometimes contact staffing agencies. These connect them to hospitals and other healthcare facilities that need nurses for special projects. Nurses may also be asked to work in a position that has been left vacant by a permanent staff member who is on vacation.

Three Great Reasons to Try Out SMS Marketing Services

by Carol Watts 0 Comments
Three Great Reasons to Try Out SMS Marketing Services

Today, in the digital era, companies are fighting to get their customers’ attention. Every company is using social media and competition there is tough. However, many brands forget that there’s a more effective way to reach out to your customers – SMS marketing. This channel is very effective no matter what is your industry or what demographics you want to reach out to. If you’re not sure whether it would work for you and your business, here are three great reasons to try it out.

It’s the fastest way of communication

People have never been living at a faster speed than today, and your marketing has to accommodate to these new habits. Let’s say you have a special offer that won’t last long. There is no better way to let your customers know about it than by sending them an informative SMS. Your message will reach them within minutes from the moment you press the Send button. That is a much faster option than actually sending out an email newsletter and waiting for people to read it, or spending days trying to create a social media campaign.

It feels personal

People get too many promotional emails and newsletters today, that they probably never read half of them. The same goes for social media, where people tend to just ignore sponsored posts. However, the situation is different when it comes to SMS marketing. It feels more personal and most people can’t resist opening an SMS as soon as they receive it. In fact, almost 95% of people read every SMS that they receive. Can you imagine how many people would actually get to read your message using this channel? The percentage of people that open SMS is much higher in comparison to any other marketing channel.

It’s convenient

If you’re thinking: “This sounds great, but it has to be pretty expensive to send all those messages!” we’ve got great news for you. You don’t have to do that manually and you don’t have to pay a fortune for it! Nowadays, SMS marketing is no longer reserved for big industry names and luxury brands. It’s accessible to small business owners too. Thanks to SMS marketing services, like Textedly, you can automatically send thousands of messages at a very convenient rate. It’s not only budget-friendly, but it also saves you a lot of time. Just imagine being able to reach out to thousands of prospects with only a few clicks!

How To Hire The Top Legal Firm

by Carol Watts 0 Comments
How To Hire The Top Legal Firm

The team at jkashani law is well suited for their role. All of their latest clients have been well pleased with what they are doing. The firm is proud to serve the needs of the city and they do good work over time. That is why the company is well regarded as a leader in their own right these days. The firm has well trained professionals who can work in the legal field as well. Ask questions and get informed about legal rights with the talented firm today. They are well regarded when it comes to their legal options. They know how to assist a client with a legal case too.

The first idea will be calling the help desk for an initial appointment. The help desk team is well versed when it comes to helping a lot of new clients. They understand what it is like to be a new client with them. Some people just don’t know what to ask from their new legal team. But the help desk can fill in the blanks about which services are in high demands. That effort has paid off and many clients learn more about the firm in real time. The help desk can wow people who want a better overall deal. They can also assist clients who have hit a stumbling block lately.

The new reviews for the legal team will be set in to place. They can offer renewed insight and keep the team going strong. Visit jkashanilaw.com to learn more info before becoming a dedicated client with them too. That can eliminate much of the guesswork when it comes to the project in time. The people can learn more detail by just reviewing the basic facts. Every client should brush up on the law before their own court case begins anew. The new reviews are shaping the market in several key aspects. These new reviews are supposed to direct people to hire the right firm. Then they are free to compose their own review for the firm. Those new reviews are highly valued because it informs the firm of new ideas.

The price tag to hire a good firm is now set. The firm is proud to have new clients in the court setting. That is why they reach out to the new clients in real time. They can accept payments as the court case moves ahead.

Why You Need College Admissions Counseling

by Carol Watts 0 Comments
Why You Need College Admissions Counseling
Student Services Department Of University Providing Advice Smiling Looking At Laptop

If you’re applying for college or you have kids who are, you really do need college admissions consulting. You may not realize it yet, but you absolutely do.

Why? Because everything is changing so fast in the college landscape that it’s hard to tell which end is up these days.

Let’s take a couple of examples. Start if you’re applying for a high-end school. In this case the need is obvious, and also higher the further up the academic food chain you go.

Now let’s look at a completely different example. Say your grades aren’t as good, to the point where you’re applying to mid-level school, but the cost is still going to be staggering.

That means you have a different problem on your hands. You need to figure out if the ends justify the means when it comes to what you’ll be paying out versus what you’ll get job and education-wise on the back end.

Not an easy thing to do, and there’s another issue that plays into all this. If you have a specific field and a relatively basic career goal in mind, you may actually be better off going to a smaller or low-end school where the outlay is a lot smaller.

So how do you negotiate your way through all this? That’s where college admissions consulting comes in. It may seem expensive or unnecessary, but a good admissions consultant will help you weigh out the choices and decide what’s best for you.

There’s more to it than that, though. These days, ancillary factors like your admissions essay, your financial need and other issues are becoming more important, and your college admissions consultant will be able to help you sort it all out.

Make sure you get a good one, though. The college admissions consulting industry is becoming more and more competitive, which means you have some serious homework to do.

To start, list the basic objective of your search. After that, put down your strengths and weaknesses as you perceive them, then use this list as a guide in your search.

Then ask questions. How does the consulting process work? How much will it cost? What will it do for me, and what things will be beyond the scope of the consulting process?

These are the first steps in your search. It might not be an easy journey, but it will be well worth it. A good college admissions counselor can put money in your pocket in the long run, and help you find the kind of job satisfaction we all crave.

[Did this as an overview of why you need college admissions counseling, used the keyword multiple times. Please let me know if you need anything else.

Reasons More People Are Choosing Direct Cremation

by Carol Watts 0 Comments
Reasons More People Are Choosing Direct Cremation
Candle and white Chrysanthemum flower

Losing a loved one is tough and preparing for the funeral even more stressful. Not only is planning a funeral overwhelming but it is also expensive depending on which option you go with. While some families prefer conventional burials, some opt for cremation services. Cremation has its advantages, among them its affordability compared with otters burial options. However, finding the ideal cremation service provider can be a challenge for families and friends of the deceased. Here are some tips on how to find the ideal one.

Consider the cost

Funerals can be expensive butt finding a good cremation company can save you a lot of money and the stress associated with it. There is no reason why you should ditch a traditional burial only to pay more for cremation services. The good news is that funeral homes such as Desert Lawn Funeral Home and Memorial Park have affordable rates for you.

Do your research

Finding the best cremation services may be as easy as searching the keywords “funeral homes near me.” Sometimes it could be as easy as asking a family friend or a colleague to recommend a service provider that they have used before. The bottom line however is that you choose your service provider after carefully reviewing their services. This way, you can avoid adding on to your stress and grief because of unmet expectations.

Take the paperwork into account

Grieving can take a toll on any family. If you can, consider choosing a cremation service provider who can handle all the paperwork for you. This will help you free your time and focus on other things. Cremation service companies like Desert Lawn Funeral Home and Memorial Park have experience doing this, making your loved one’s cremation a breeze.

If you are looking for “funeral homes near me” chances are that you will find many and start worrying about which one to go with. To avoid being stressed throughout the process, it is advisable that you consider these useful tips. Finding the ideal cremation companies may help you lower funeral costs while helping you grieve and celebrate your loved one’s life without spending a lot of money. At Desert Lawn Funeral Home and Memorial Park, we have a team of cremation specialists who are more than ready to help you celebrate your loved one without breaking the bank. Do not hesitate to contact the professionals should you need any help.

A Claddagh Ring, The Perfect Choice For An Engagement Ring

by Carol Watts 0 Comments
A Claddagh Ring, The Perfect Choice For An Engagement Ring

If you met that ideal person you want to share the rest of your life with, and you want to give them a beautiful engagement ring that shows your love and how important is that person to you, the answer is a Claddagh ring from gemiani.com. It is a traditional Irish ring that is the perfect representation of true love, commitment and above all, loyalty. This type of ring has been used as an engagement ring since it became known, about 400 years ago in Ireland.

A symbol of true love

A Claddagh ring has a unique and unparalleled design with three symbols: a heart held by two hands and a royal crown on top. Each of these symbols has a special meaning, love, friendship and loyalty, creating together an engagement ring that is an ideal symbol of true love.

History of the first Claddagh ring

While it is true that there are several stories about their true origin, the most famous story of the origin of the Claddagh rings is that of Richard Joyce, a boy from a small town called Claddagh, which is now called Galway.

Richard was in love with a girl from this town, and before he left on a trip to the West Indies he promised her his eternal love. Unfortunately, the ship he was on was captured by pirates and taken away as a slave. He was a prisoner for about 12 years, where he had to work as a slave, and thanks to his knowledge he was able to work for a goldsmith, and he made the first Claddagh ring in which he put all his illusions of being able to return to his land with his girl.

After being released, Richard was able to return to Ireland and gave this ring to his beloved as a sign of his love, commitment and loyalty. Although we do not know for sure if this beautiful story is true or not, it is an ideal sample of what a Claddagh ring represents, true love.

Why choose a Claddagh ring as an engagement ring

There is a huge variety of Claddagh ring designs for both, men and women. You can find simple but really beautiful silver rings, you can also get claddaghs with incrusted diamonds, sapphires, among many other jewelry stones.

Also, if you want to personalize your ring, you can do it, ask for an inlay that you like and feel that represents your feelings, so your rings will be unique. With a ring like this you can show that special person your true love and how much he/she means to you.

What is Coolsculpting?

by Carol Watts 0 Comments
What is Coolsculpting?

Of all the ways to get rid of fat or lose weight, coolsculpting might be one of the strangest. The idea of using sub-freezing temperatures to kill fat cells sounds like something a mad scientist might dream up, and you might be worried it’s a scam that could even hurt you. But believe it or not, coolsculpting is an FDA approved way to use low temperatures to target and destroy fat cells.

The Basics of Coolsculpting

The science behind coolsculpting is a natural process of Cryolipolysis, which is quite a mouthful! Cryolipolysis is the term for how human fat cells are destroyed by sub-freezing temperatures. Once the cells have died, the body painlessly and harmlessly disposes of the dead cells through the kidneys over a period of weeks.

Like a number of scientific discoveries, coolsculpting was discovered completely by accident. Believe it or not, the concept of coolsculpting owes its existence to the popsicle. An unrelated study of children noticed that children who were eating regular popsicles had lost fat in their cheeks. When researchers looked into it, they realized that the popsicles were killing the fat cells in the children’s cheeks, and the idea of coolsculpting was born.

A coolsculpting clinic uses a pair of wands applied to areas patients want to reduce fat from, and over about an hour per session the patient simply lies or sits motionless while the wands are held in place. After a few treatment sessions, the patient should see results within a few weeks. Coolsculpting videos can give you a better idea of exactly how the treatment works.

Is Coolsculpting Safe?

The first thing that probably goes through your mind if you’re hearing about coolsculpting for the first time is, ‘Won’t I get frostbite?’ And it makes sense – Usually, exposure to freezing temperatures isn’t exactly healthy for the body.

The good news is that a reputable coolsculpting clinic uses equipment and techniques that guarantee that no harm will come to you. Coolsculpting technicians are trained to apply the cooling wands correctly and for the right amount of time, which means you get the benefit of coolsculpting without any risk of long-term harm.

In the first few minutes, you’ll feel an intense cold sensation, but after that, the area will be numb, and your skin will suffer no lasting damage.

It’s worth noting that there have been reports of people getting frostbite while attempting do-it-yourself coolsculpting. In this case, leave it to the professionals.

How Effective is Coolsculpting?

It’s important to understand that coolsculpting works but has a limited effect. If you’re hoping to drop 50 pounds overnight, coolsculpting isn’t going to make your dreams come true.

Clinical coolsculpting trials showed that on average, coolsculpting was able to eliminate around a quarter of total fat cells in the parts of the body being targeted. That’s certainly something, but it’s not going to make a belly disappear entirely.

Coolsculpting is best for trying to eliminate fat in certain areas that stubbornly resist while the rest of your body is relatively slim. Watching available coolsculpting videos can highlight what your expectations should be if you’re thinking about trying coolsculpting.

Coolsculpting might seem crazy or unsafe, but it’s a proven method to eliminate extra fat and lose some weight. It uses Cryolipolysis, where sub-freezing temperatures can kill fat cells, to rid the body of excess fat.

A coolsculpting session lasts for about an hour and several sessions can result in a moderate reduction in fat in the areas being targeted.

It’s not a miracle cure for people looking to lose weight. But if you’ve tried everything and still can’t get rid of stubborn stomach, neck, upper arm or other areas where fat tends to congregate, coolsculpting might be what you’ve been searching for.            

Insider Tips for Finding a Plastic Surgeon You Can Trust

by Carol Watts 0 Comments
Insider Tips for Finding a Plastic Surgeon You Can Trust

Are you looking for a qualified and skilled facial cosmetic surgeon? Well, you need to do some homework to ensure you’re working with the best. If you don’t know where to start, we’ve done the legwork for you. Here is a quick guide on how to find the best facial cosmetic surgeon in Beverly Hills. Let’s jump right in! 

Read reviews of surgeons from your area

If you’re searching for the best functional rhinoplasty Beverly Hills has to offer, you must do some research. First, verify the certification and education of surgeons from the state’s medical board. Most of them will showcase their work and may send pictures upon request. Next, find out what other people are saying about the service. This is incredibly helpful because you don’t want someone who will operate on your face only to leave visible scars. Be watchful of surgeons who rely heavily on advertising. 

Talk to friends and family members

After you’ve settled for a couple of cosmetic surgeons in Beverly Hills, you may want to get a second opinion. Perhaps, there are other people in your family who have undergone the same procedure. Be sure to start with friends who work in the healthcare industry. You can also get a personal opinion from a family doctor before you undergo the procedure. 

Is the cosmetic surgeon affiliated with any hospital?

If the surgeon doesn’t have office privileges to perform the procedure, that’s a red flag. And if the operation is performed at the doctor’s office, does he use up-to-date medical equipment? Are there onboard certified anesthesiologists? 

Ask questions

Now that you’ve narrowed down your search on the best functional rhinoplasty Beverly Hills has to offer, it’s time to ask questions. Just like any other interview, you should come prepared. At the end of the day, you want to ensure you’re on the same page with the surgeon. It’s important that you take every question very seriously. To get a good idea whether the surgeon is competent enough to perform the procedure, ask for photos of past work. You can also express your wishes to understand if he or she can deliver the results you want. Finally, make sure you clarify the costs to avoid surprises down the road. 

Ensure the office staff is friendly

The last thing you want is to find yourself in a situation where you feel neglected or taken advantage of. Always listen to your gut. If you feel uncomfortable, you may want to consider the next available facial cosmetic surgeon. Of course, the health facility should be sparkling clean.


We can’t deny the fact that cosmetic surgery is a highly competitive field. If you’re considering a rhinoplasty procedure in Beverly Hills, robertkotlermd has you covered. They use a meticulous approach to preserve and enhance your unique body. Call the competent team today and restore your confidence.

What is an Easy Way to Encourage Students to Stay Hydrated?

by Carol Watts 0 Comments
What is an Easy Way to Encourage Students to Stay Hydrated?

Everyone from your doctor to your best friend has told you about the importance of being hydrated. In theory, you are behind this sentiment 100 percent. You only have one question: How can you get yourself to drink more water when you’re too busy or you don’t enjoy the seemingly boring taste? 

Change the Way You Think About Drinking

Look at a half-gallon container of milk, and that’s the minimum amount of water you are supposed to take in on a daily basis for optimal hydration, skin health and brain function. You might be thinking that a bottle of that size often languishes in your fridge for over a week. You can’t picture yourself gulping down a full 64 ounces of anything, let alone water. 

Forget about the “all at once” idea” and think instead about sipping. Once you get into the sipping habit, you can drink manageable amounts throughout the day and will barely notice the ounces. Over time, the sipping becomes a habit that you do while focusing on other things. Before you know it, the half-gallon is gone. 

Jazz Up Your Water

Many people object to the “nothing” taste of regular water and choose sugary juices or sodas instead. The truth is that it is not an either-or proposition. You can make yummy water for yourself without packing on the calories or tainting it with chemicals. Squeeze a lemon into your water bottle for a brisk and thirst-quenching pick-me-up, or slice up some fruit and add it to make strawberry, blueberry or watermelon flavored water. If the fruit of your choice is not in season, purchase the frozen variety and use chunks just as you would ice cubes. 

Make it Fun!

No doubt, you have friends who also want to be better about their water intake. Use technology such as smartphone apps and social media to share your progress and even to remind you to keep drinking. When you or your buddies succeed, reward each other with positive affirmations and likes. On days when you don’t do as well as you would like, provide encouragement to each other. 

Spike Your Intake at Certain Times

New habits are hard to initiate. However, once they are established, they are like autopilot programs that operate on cruise control. One great hydration habit is to get yourself to have a glass of water before each meal and another after every bathroom break. 

Determine Your Optimal Temperature

Some folks love their drinks to be ice cold while others favor room temperature. If you don’t know which of these camps you fall into, try both. Then enjoy your water, naturally flavored or not, according to your thermal preferences. 

The benefits of drinking more water are numerous: supple skin, strengthened immune system, more efficient digestion, enhanced ability to concentrate and even weight loss. Most likely, your entire body is probably crying out for hydration at this very moment. Start drinking more water today!